See, a couple months back a married girl ran a red light (accidentally) and smashed into my car. Astonishingly enough, she had 2 weeping children by her side with no license. As she frantically scrambled for her cellphone to call her man, he arrived shortly with the insurance information scribbled on the crumpled piece of scratch paper.
Being the nice man which i am, I composed down the info and then reluctantly reported the incident to my insurance provider.
My insurance agent In Louisiana rang back again within a few hours, and guess what I notice next? The information that nice young girl gave me was totally bogus! The woman who totaled my car was did not have auto insurance. What!
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I couldn’t consider this. I got had! All of us hard working, law abiding, car insurance paying citizens fork over a huge selection of dollars per month in order to adhere to our mandatory car insurance laws. It looks like we have been paying the bills to push back our dismay at spending large sums on something we can not immediately see, touch, smell, or hear. Soon enough everybody will be forced to acquire car insurance.
California legislators are actually debuting a three-phase plan focused on uninsured motorists. California legislators are creating this course of action for people like me, for individuals that do pay insurance, for folks that don’t make bogus cases, for folks that are law abiding citizens as if you and me. This plan will be enforced with the only real intention on making uninsured motorists pay the best price.
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Prepare yourself uninsured motorists In Louisiana, here comes the bad media! As of January 1st, insurance agencies are required to electronically submit evidence of financial responsibility to the DMV. This implies, if your car insurance faults at any time, the DMV will be notified immediately. What will this mean for uninsured motorists? The DMV will send you a nasty little note along with your registration renewal notice asking for that you submit proof of financial responsibility before they will ever renew your sign up again. That is essential people. There is absolutely no getting around this one.
Alright people, let’s do the simple math here. If you get stopped on or after July 1 of the year, you don’t feel that the excuse that you remaining your vehicle insurance card in your house really going to take a flight with the authorities? Come on. These are system.drawing.bitmap kids in high school who you used to pick on. It’s payback time in their eyes. By right now, law enforcement has the same access to the current status of your insurance just like the DMV. Don’t fret, because I have good news for everyone. Read on.
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The final lower throat will come on Oct 6th as when the California DMV will be asked to suspend the registrations of uninsured motorists. Wait, what does that mean? That means there is absolutely no making your way around it. This means there is no where you can go. It’s your lifeless end buddy. Insurance is a must.
Now, I’m a good guy. I’m an extremely understanding person. I’m willing to look at both edges of the fence here. Given, some individuals just outright choose never to have car insurance; however there are the few out there that just can’t spend the money for sky-high car insurance premiums that are simply out of budget and to be honest out of grab some motorists.
Don’t worry, the state of California gets the bases covered for some. See, by April 1, the California LOW PRICED AUTOMOBILE INSURANCE Program has been offered to low-income motorists in Alameda, Fresno, Orange, Riverside, San Bernardino and San Diego Counties, recently only available in SAN FRANCISCO BAY AREA and LA.
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This low priced insurance can be found from any certified insurance agent at a cost of just over $300 per year. Lower-income drivers who meet up with the qualifying guidelines can protect themselves and their own families while complying with the law. More info about the program is offered by the state department of insurance website.
If you drive into LA County today, shop around you, since it is estimated that you out of four people on the road are traveling without auto insurance.
If the new laws kick in, sorry Charlie, nevertheless, you must get car insurance, so you must get car insurance right now.