What makes a guy below 25 so attractive? Is it the angst to make it big in life? Could it be the youthful charm? Is it the sense of style? Or… could it be that shimmering blue car he got?
To truly have a vehicle can be an advantage. You get to travel with not much hassle in comparison to having to commute. For young men especially below 25, owning one is symbolic of masculinity. They often use it as a magnet for the opposite sex.
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Beneath these fine things, one disadvantage these teenagers undergo in having a vehicle is: THEY HAVE TO PAY HIGHER AUTOMOBILE INSURANCE RATE. As the rationale of this insurance plan tells, more youthful men are at high risks compared to older ones. That is why they need to pay higher rates.
Some understand and realize this aspect but for many, they think it is a kind of “discrimination”.
The term discrimination is defined as treatment or awareness based on course or category rather than specific merit; partiality/prejudice: racially discriminate; foreigners discrimination.
Most young men who declare that indeed there is discrimination seems that though they are at high risks, why must charges vary? It like charging one person according to gender, competition or age which is a form of discrimination.
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There is a difference between legal discrimination and one which is described by the dictionary. Legal discrimination often concerns justified discrimination. Discriminating vehicle insurance rates through getting older is not true to all expresses. In some places like California, they categorize them through driving experience.
Charges are higher to those who have been driving for less than 9-10 years than those people who have been driving a vehicle more than 10 years to fifty years. For those who are 80 years old or more or, the older persons have to pay more because they are also at a high risk.
In the United States of America, ideas which are not prohibited by laws are considered to be permitted. This makes charging bigger rates of vehicle insurance to men below 25 neither officially discriminatory nor illegitimate.
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Issues like vehicle insurance must be based on the individuals’ documents whether he drives well or not rather than by age. The foundation for charging higher for men 25 and below is the mental aspect, as of this age they become lively, very daring, risk-takers plus they drink a great deal!